An Attorney Standing Up For The Rights Of Consumers
Illinois and federal law both provide bankruptcy protections for individuals and families who are struggling under the burden of debt. Unfortunately, many people are unaware of bankruptcy or allow misunderstandings about bankruptcy to prevent them from getting the fresh start they deserve.
At The Law Office of Michael T. Smith, consumers will find a fierce advocate for their rights. Attorney Michael T. Smith has devoted his practice to standing up for the rights of employees who have been wronged by the rich and powerful; his approach to bankruptcy is no different. He works tirelessly for individuals and families, helping them achieve a fresh start through Chapter 7 or Chapter 13 bankruptcy.
Put An End To Creditor Harassment And Wage Garnishment
The vicious phone calls, nasty letters and endless threats are nothing new for people who are in debt. One of the many benefits of filing for bankruptcy is that bankruptcy’s automatic stay provision makes such harassment and wage garnishment illegal. You can rely on your attorney to handle the process and deal with your creditors while you focus on putting your life back together.
Which Chapter Of Bankruptcy Is Right For You?
Chapter 7 is the most efficient way to eliminate debt and get a fresh start, but there is a means test. People with too much income to qualify for Chapter 7 bankruptcy can seek debt relief through Chapter 13 bankruptcy. Chapter 13 is also the best choice for people who are behind on their mortgage payments and wish to avoid foreclosure. Attorney Smith can answer your questions and help you identify the best option for your situation.